/* =========================================================
   BEMBU PAY — homepage only (loaded after style.css)
   Hero · comparison · steps · risk · audiences · pricing &
   calculator · trust · FAQ · application form
   ========================================================= */

:root {
  --field-line: #8A958E;      /* ≥ 3:1 against white for form controls */
  --danger: #B42318;
  --radius-xl: 28px;
  --orange: #FF9E5E;
}

[hidden] { display: none !important; }

/* Focus ring stays visible on light surfaces */
main .section:not(.section--dark) :focus-visible { outline-color: var(--accent-text); }

.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.ico {
  width: 22px; height: 22px; flex-shrink: 0;
  fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
}
.ico--sm { width: 18px; height: 18px; }

.text-link {
  display: inline-flex; align-items: center; gap: 8px;
  font-weight: 700; color: var(--accent-text); text-decoration: none;
  border-bottom: 1px solid currentColor; padding-bottom: 2px;
}
.section--dark .text-link { color: var(--lime); }
.text-link .ico { width: 16px; height: 16px; transition: transform 0.15s ease; }
.text-link:hover .ico { transform: translateX(3px); }

/* ---------- Reveal on scroll (only when JS + motion allowed) ---------- */
@media (prefers-reduced-motion: no-preference) {
  .js-reveal .reveal { opacity: 0; transform: translateY(16px); transition: opacity 0.7s ease, transform 0.7s ease; }
  .js-reveal .reveal.is-in { opacity: 1; transform: none; }
}

/* =========================================================
   1. HERO
   ========================================================= */
.hero {
  position: relative; isolation: isolate; overflow: hidden;
  background: var(--ink); color: var(--ink-text);
  padding: clamp(56px, 8vw, 100px) 0 0;
}
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -2; pointer-events: none;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 64px 64px;
  -webkit-mask-image: radial-gradient(ellipse 70% 65% at 78% 30%, #000 15%, transparent 72%);
          mask-image: radial-gradient(ellipse 70% 65% at 78% 30%, #000 15%, transparent 72%);
}
.hero::after {
  content: ""; position: absolute; z-index: -1; pointer-events: none;
  right: -12%; top: -28%; width: min(900px, 80vw); aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(198, 243, 107, 0.17), rgba(198, 243, 107, 0) 70%);
}
.hero-glow {
  position: absolute; z-index: -1; pointer-events: none;
  left: -18%; bottom: -40%; width: min(760px, 75vw); aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(111, 227, 180, 0.10), transparent 70%);
}
.hero-grid {
  display: grid; grid-template-columns: minmax(0, 1.06fr) minmax(0, 0.94fr);
  gap: clamp(40px, 5vw, 72px); align-items: center;
}
.hero-copy { max-width: 640px; }
.hero h1 {
  font-size: clamp(38px, 6vw, 70px); line-height: 1.03; letter-spacing: -0.035em;
  margin: 22px 0 24px; color: #fff;
}
.hero h1 em { display: block; font-style: normal; color: var(--lime); }
.hero-lede { font-size: clamp(17px, 1.5vw, 19px); line-height: 1.6; color: var(--ink-muted); max-width: 580px; margin: 0; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.hero-ctas .btn--ghost { color: var(--ink-text); }
.hero-note {
  display: flex; align-items: flex-start; gap: 10px; margin: 22px 0 0;
  font-family: var(--mono); font-size: 13px; line-height: 1.5; color: var(--ink-muted);
}
.hero-note .ico { width: 16px; height: 16px; color: var(--lime); margin-top: 1px; }

/* Sample dashboard (decorative) */
.hero-visual { position: relative; padding: 8px 0 76px; min-width: 0; }
.dash {
  position: relative;
  background: linear-gradient(180deg, var(--ink-2) 0%, #0C1F17 100%);
  border: 1px solid rgba(255, 255, 255, 0.10); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-dark), 0 0 80px rgba(198, 243, 107, 0.06);
  padding: 22px; font-size: 14px;
}
.dash::before { /* lime hairline on top edge */
  content: ""; position: absolute; left: 24px; right: 24px; top: -1px; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(198, 243, 107, 0.7), transparent);
}
.dash-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding-bottom: 16px; border-bottom: 1px solid var(--ink-line); }
.dash-acct { display: flex; align-items: center; gap: 12px; min-width: 0; }
.dash-avatar { width: 36px; height: 36px; border-radius: 10px; display: grid; place-items: center; background: var(--ink-3); color: var(--lime); border: 1px solid var(--ink-line); flex-shrink: 0; }
.dash-acct strong { display: block; font-size: 14.5px; color: var(--ink-text); line-height: 1.3; }
.dash-acct small { display: block; font-size: 12px; color: var(--ink-muted); line-height: 1.3; }
.dash-sample {
  font-family: var(--mono); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; white-space: nowrap;
  color: var(--amber); border: 1px dashed rgba(245, 196, 81, 0.55); padding: 3px 9px; border-radius: 999px;
}
.dash-balance { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: end; gap: 4px 16px; padding: 18px 0 4px; }
.dash-label { font-size: 12.5px; color: var(--ink-muted); }
.dash-amount { font-family: var(--mono); font-size: clamp(26px, 3vw, 34px); font-weight: 600; letter-spacing: -0.03em; color: #fff; line-height: 1.15; }
.dash-payout { display: flex; align-items: center; gap: 6px; font-size: 12.5px; color: var(--ink-muted); }
.dash-payout .ico { width: 14px; height: 14px; color: var(--lime); }
.dash-chart { grid-column: 2; grid-row: 1 / span 3; width: 132px; height: 56px; align-self: center; }
.dash-list-head {
  display: flex; justify-content: space-between; margin: 18px 0 4px;
  font-family: var(--mono); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-muted);
}
.dash-list { list-style: none; margin: 0; padding: 0; }
.dash-list li { display: grid; grid-template-columns: auto minmax(0, 1fr) auto; align-items: center; gap: 12px; padding: 11px 0; border-top: 1px solid var(--ink-line); }
.dash-pm { width: 32px; height: 32px; border-radius: 9px; display: grid; place-items: center; background: rgba(255, 255, 255, 0.05); color: var(--ink-muted); }
.dash-pm .ico { width: 17px; height: 17px; }
.dash-order { min-width: 0; }
.dash-order b { display: block; font-weight: 600; font-size: 13.5px; color: var(--ink-text); line-height: 1.3; }
.status {
  display: inline-flex; align-items: center; gap: 6px; margin-top: 4px;
  font-size: 11.5px; font-weight: 700; line-height: 1.35; padding: 2px 9px; border-radius: 999px;
}
.status::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; flex-shrink: 0; }
.status--ok { color: var(--mint); background: rgba(111, 227, 180, 0.12); }
.status--warn { color: var(--amber); background: rgba(245, 196, 81, 0.13); }
.status--muted { color: #C3CFC8; background: rgba(255, 255, 255, 0.07); }
.dash-amt { font-family: var(--mono); font-size: 13.5px; color: var(--ink-text); white-space: nowrap; }
.dash-amt--refund { color: var(--ink-muted); text-decoration: line-through; text-decoration-color: rgba(157, 178, 166, 0.6); }
.dash-foot { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 12px; }
.dash-tile { background: rgba(255, 255, 255, 0.035); border: 1px solid var(--ink-line); border-radius: 12px; padding: 12px 14px; min-width: 0; }
.dash-tile-k { display: flex; align-items: center; gap: 8px; font-size: 11.5px; color: var(--ink-muted); line-height: 1.35; }
.dash-tile-k .ico { width: 14px; height: 14px; color: var(--lime); }
.dash-tile-v { display: block; margin-top: 5px; font-family: var(--mono); font-size: 13.5px; color: var(--ink-text); }
.dash-mini-meter { display: block; position: relative; height: 4px; margin-top: 9px; border-radius: 999px; background: rgba(255, 255, 255, 0.08); overflow: hidden; }
.dash-mini-meter span { position: absolute; inset: 0 auto 0 0; width: 42%; border-radius: 999px; background: var(--mint); }
.dash-tile-c { display: block; margin-top: 6px; font-size: 11px; color: var(--ink-muted); }
.pulse { width: 8px; height: 8px; border-radius: 50%; background: var(--mint); flex-shrink: 0; }

.dash-float {
  position: absolute; left: -32px; bottom: 0; max-width: 300px; z-index: 2;
  display: flex; gap: 12px; align-items: flex-start;
  background: var(--paper); color: var(--text); border-radius: 16px; padding: 14px 16px;
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.38); font-size: 13px; line-height: 1.45;
}
.dash-float-ico { width: 32px; height: 32px; border-radius: 10px; background: var(--lime); color: var(--ink); display: grid; place-items: center; flex-shrink: 0; }
.dash-float b { display: block; font-size: 13.5px; margin-bottom: 2px; }
.dash-float .muted { color: var(--muted); }

@media (prefers-reduced-motion: no-preference) {
  .pulse { animation: home-pulse 2.4s ease-out infinite; }
  .dash-float { animation: home-float 7s ease-in-out infinite; }
}
@keyframes home-pulse {
  0% { box-shadow: 0 0 0 0 rgba(111, 227, 180, 0.55); }
  70%, 100% { box-shadow: 0 0 0 8px rgba(111, 227, 180, 0); }
}
@keyframes home-float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

/* Key facts strip */
.hero-facts {
  list-style: none; margin: clamp(56px, 7vw, 88px) 0 0; padding: 28px 0 36px;
  display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px 28px;
  border-top: 1px solid var(--ink-line);
}
.hero-facts li { display: grid; gap: 4px; align-content: start; padding-left: 16px; border-left: 2px solid rgba(198, 243, 107, 0.35); }
.hf-k { font-family: var(--mono); font-size: 11.5px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--lime); }
.hf-v { font-size: 14.5px; font-weight: 600; line-height: 1.4; color: var(--ink-text); }

@media (max-width: 980px) {
  .hero-grid { grid-template-columns: minmax(0, 1fr); }
  .hero-copy { max-width: 680px; }
  .hero-visual { width: 100%; max-width: 560px; padding-bottom: 0; }
  .dash-float { position: relative; left: auto; bottom: auto; margin: -22px 0 0 18px; max-width: 340px; }
  .hero-facts { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 560px) {
  .hero-ctas .btn { flex: 1 1 100%; }
  .dash { padding: 18px 16px; }
  .dash-chart { display: none; }
  .dash-balance { grid-template-columns: minmax(0, 1fr); }
  .dash-foot { grid-template-columns: minmax(0, 1fr); }
  .dash-float { margin: -16px 12px 0; max-width: none; }
  .hero-facts { gap: 20px 16px; }
  .hf-v { font-size: 13.5px; }
}
@media (max-width: 420px) {
  .dash-pm { display: none; }
  .dash-list li { grid-template-columns: minmax(0, 1fr) auto; }
}

/* =========================================================
   2. WHY — comparison
   ========================================================= */
.cmp { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden; }
.cmp-head, .cmp-row { display: grid; grid-template-columns: minmax(0, 0.78fr) minmax(0, 1.1fr) minmax(0, 1.25fr); }
.cmp-head > span {
  display: flex; align-items: center; gap: 10px; padding: 18px 26px;
  font-family: var(--mono); font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted);
}
.cmp-head .is-bembu { background: var(--ink); color: var(--lime); }
.cmp-head .is-bembu img { width: 20px; height: 20px; }
.cmp-row > * { padding: 22px 26px; border-top: 1px solid var(--line); }
.cmp-topic { margin: 0; font-size: 17px; letter-spacing: -0.01em; line-height: 1.35; }
.cmp-cell { display: flex; gap: 14px; align-items: flex-start; min-width: 0; }
.cmp-cell p { margin: 0; font-size: 15px; line-height: 1.55; }
.cmp-alone { color: var(--muted); }
.cmp-bembu { background: var(--ink); color: var(--ink-text); border-top-color: var(--ink-line); }
.mark { width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0; margin-top: 1px; }
.mark .ico { width: 14px; height: 14px; stroke-width: 2.4; }
.mark--no { background: #ECEAE0; color: #6B7770; }
.mark--yes { background: var(--lime); color: var(--ink); }
.cmp-label { position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }

@media (max-width: 820px) {
  .cmp { background: transparent; border: 0; box-shadow: none; border-radius: 0; overflow: visible; display: grid; gap: 14px; }
  .cmp-head { display: none; }
  .cmp-row { grid-template-columns: minmax(0, 1fr); background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
  .cmp-row > * { border-top: 0; padding: 16px 18px; }
  .cmp-topic { padding-bottom: 2px; font-size: 18px; }
  .cmp-alone { padding-top: 4px; }
  .cmp-label {
    position: static; width: auto; height: auto; margin: 0 0 4px; overflow: visible; clip: auto; white-space: normal;
    display: block; font-family: var(--mono); font-size: 11px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase;
  }
  .cmp-bembu .cmp-label { color: var(--lime); }
}

/* =========================================================
   3. HOW IT WORKS — steps
   ========================================================= */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.step {
  display: flex; flex-direction: column; min-width: 0;
  background: var(--cream); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 26px 24px 24px;
}
.step-num { display: flex; align-items: center; gap: 10px; margin-bottom: 20px; font-family: var(--mono); font-size: 13px; font-weight: 600; color: var(--accent-text); }
.step-num .ico { width: 20px; height: 20px; }
.step-num::after { content: ""; flex: 1; height: 1px; background: var(--line); }
.step h3 { font-size: 20px; margin-bottom: 10px; }
.step p { color: var(--muted); font-size: 15px; margin-bottom: 20px; }
.step-tag {
  margin-top: auto; align-self: flex-start;
  font-family: var(--mono); font-size: 12px; line-height: 1.4; padding: 6px 11px; border-radius: 999px;
  background: var(--paper); border: 1px solid var(--line); color: var(--text);
}
.step:last-child { background: var(--ink); border-color: var(--ink); color: var(--ink-text); }
.step:last-child h3 { color: #fff; }
.step:last-child p { color: var(--ink-muted); }
.step:last-child .step-num { color: var(--lime); }
.step:last-child .step-num::after { background: var(--ink-line); }
.step:last-child .step-tag { background: var(--ink-3); border-color: var(--ink-line); color: var(--lime); }

@media (max-width: 1000px) { .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 600px) {
  .steps { grid-template-columns: minmax(0, 1fr); gap: 12px; }
  .step { padding: 22px 20px; }
}

/* =========================================================
   4. RISK (dark)
   ========================================================= */
.risk { position: relative; overflow: hidden; isolation: isolate; }
.risk::before {
  content: ""; position: absolute; z-index: -1; pointer-events: none;
  left: -14%; top: -22%; width: min(820px, 80vw); aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(198, 243, 107, 0.10), transparent 70%);
}
.risk .section-head h2 { color: #fff; }
.risk-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.risk-card {
  min-width: 0; padding: 28px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.04), rgba(255, 255, 255, 0.015));
  border: 1px solid var(--ink-line); border-radius: var(--radius-lg);
}
.risk-card h3 { font-size: 19px; margin: 18px 0 10px; color: #fff; }
.risk-card p { color: var(--ink-muted); font-size: 15px; margin: 0; }
.risk-ico {
  width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center;
  background: var(--lime-soft); color: var(--lime); border: 1px solid rgba(198, 243, 107, 0.22);
}
.risk-ico--amber { background: rgba(245, 196, 81, 0.12); color: var(--amber); border-color: rgba(245, 196, 81, 0.25); }
.risk-card--wide { grid-column: span 2; }
.risk-card--yours { grid-column: span 2; background: transparent; border: 1px dashed rgba(255, 255, 255, 0.22); }
.risk-card .risk-figure { margin: 4px 0 10px; font-family: var(--mono); font-size: 28px; font-weight: 600; letter-spacing: -0.02em; color: var(--lime); line-height: 1.2; }
.risk-figure small { margin-left: 6px; font-family: var(--font); font-size: 13px; font-weight: 600; letter-spacing: 0; color: var(--ink-muted); }

.meter { position: relative; margin: 22px 0 40px; }
.meter-track {
  height: 10px; border-radius: 999px;
  background: linear-gradient(90deg, var(--mint) 0 40%, var(--amber) 40% 60%, var(--orange) 60% 80%, var(--coral) 80% 100%);
}
.meter-ticks > span {
  position: absolute; top: 18px; transform: translateX(-50%);
  font-family: var(--mono); font-size: 12px; color: var(--ink-text); white-space: nowrap;
}
.meter-ticks > span::before {
  content: ""; position: absolute; left: 50%; top: -20px; width: 3px; height: 14px; margin-left: -1.5px;
  border-radius: 2px; background: var(--ink-2);
}
.levels { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.lvl { min-width: 0; padding: 14px 16px; border: 1px solid var(--ink-line); border-radius: 14px; background: rgba(0, 0, 0, 0.14); }
.lvl-val { display: flex; align-items: center; gap: 8px; font-family: var(--mono); font-size: 15px; font-weight: 600; color: #fff; }
.lvl-val::before { content: ""; width: 9px; height: 9px; border-radius: 50%; background: var(--c); flex-shrink: 0; }
.lvl--1 { --c: var(--amber); }
.lvl--2 { --c: var(--orange); }
.lvl--3 { --c: var(--coral); }
.lvl-txt { display: block; margin-top: 6px; font-size: 14px; line-height: 1.45; color: var(--ink-muted); }
.risk-card .risk-note { margin-top: 16px; font-size: 13.5px; line-height: 1.55; }
.yours-list { list-style: none; margin: 14px 0 0; padding: 0; display: grid; gap: 10px; }
.yours-list li { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; color: var(--ink-text); }
.yours-list .ico { width: 16px; height: 16px; margin-top: 4px; color: var(--amber); }
.risk-foot { margin-top: 32px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 14px 24px; }
.risk-foot p { margin: 0; color: var(--ink-muted); }

@media (max-width: 980px) {
  .risk-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .risk-card--wide, .risk-card--yours { grid-column: 1 / -1; }
  .risk-grid > .risk-card:nth-child(6) { grid-column: 1 / -1; }
}
@media (max-width: 640px) {
  .risk-grid { grid-template-columns: minmax(0, 1fr); gap: 12px; }
  .risk-card { padding: 22px 20px; }
  .levels { grid-template-columns: minmax(0, 1fr); }
}

/* =========================================================
   5. WHO IT'S FOR
   ========================================================= */
.who-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.who-card {
  min-width: 0; padding: 26px 24px;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-lg);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.who-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: #D3D0C0; }
.who-ico { width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center; margin-bottom: 20px; background: var(--ink); color: var(--lime); }
.who-card h3 { font-size: 18.5px; margin-bottom: 8px; }
.who-card p { margin: 0; font-size: 15px; color: var(--muted); }

.not-accepted {
  margin-top: 24px; padding: 28px;
  display: grid; grid-template-columns: minmax(0, 270px) minmax(0, 1fr); gap: 20px 40px; align-items: start;
  background: #FBF1EC; border: 1px solid #EBCDC4; border-radius: var(--radius-lg);
}
.na-head h3 { display: flex; align-items: center; gap: 10px; font-size: 19px; margin-bottom: 8px; }
.na-ico { width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; background: #F3D9D1; color: #8A2B1C; flex-shrink: 0; }
.na-ico .ico { width: 15px; height: 15px; stroke-width: 2.4; }
.na-head p { font-size: 14.5px; color: #5E4B45; margin-bottom: 14px; }
.na-head .text-link { color: #8A2B1C; font-size: 14.5px; }
.na-chips { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.na-chips li {
  max-width: 100%; padding: 6px 12px; border-radius: 10px;
  font-size: 13.5px; font-weight: 600; line-height: 1.4;
  background: var(--paper); border: 1px solid #EBD3CC; color: #5A2A20;
}

@media (max-width: 1000px) {
  .who-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .not-accepted { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 560px) {
  .who-grid { grid-template-columns: minmax(0, 1fr); gap: 12px; }
  .who-card { padding: 22px 20px; }
  .not-accepted { padding: 22px 20px; }
  .na-chips li { font-size: 13px; }
}

/* =========================================================
   6. PRICING — plan + calculator
   ========================================================= */
.pricing-grid { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: 22px; align-items: stretch; }

.plan {
  position: relative; overflow: hidden; isolation: isolate; min-width: 0;
  display: flex; flex-direction: column;
  background: var(--ink); color: var(--ink-text); border-radius: var(--radius-xl); padding: 36px;
}
.plan::after {
  content: ""; position: absolute; z-index: -1; pointer-events: none;
  right: -40%; top: -45%; width: 520px; aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(198, 243, 107, 0.18), transparent 70%);
}
.plan .badge { align-self: flex-start; color: var(--lime); }
.plan-price { margin: 22px 0 6px; font-family: var(--mono); line-height: 1; }
.plan-price > span { display: inline-flex; flex-wrap: wrap; align-items: baseline; gap: 4px 14px; }
.plan-pct { font-size: clamp(56px, 7vw, 86px); font-weight: 600; letter-spacing: -0.05em; color: var(--lime); }
.plan-fixed { font-size: clamp(26px, 3vw, 36px); font-weight: 600; letter-spacing: -0.03em; color: #fff; }
.plan-per { margin: 12px 0 26px; font-size: 15px; color: var(--ink-muted); max-width: 400px; }
.plan-list-title {
  margin: 0; padding-top: 22px; border-top: 1px solid var(--ink-line);
  font-family: var(--mono); font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-muted);
}
.plan-list { list-style: none; margin: 14px 0 24px; padding: 0; display: grid; gap: 12px; }
.plan-list li { display: flex; gap: 12px; align-items: flex-start; font-size: 15.5px; line-height: 1.45; }
.plan-list .ico { width: 20px; height: 20px; color: var(--lime); }
.plan-zero { list-style: none; margin: 0 0 28px; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.plan-zero li {
  padding: 6px 12px; border-radius: 999px; border: 1px solid var(--ink-line); background: rgba(255, 255, 255, 0.04);
  font-family: var(--mono); font-size: 12.5px; color: var(--ink-text);
}
.plan > .btn { margin-top: auto; align-self: stretch; }

.calc {
  min-width: 0; padding: 34px;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-xl); box-shadow: var(--shadow);
}
.calc h3 { font-size: 22px; margin-bottom: 6px; }
.calc-intro { margin-bottom: 26px; font-size: 15px; color: var(--muted); }
.calc-field { display: grid; gap: 8px; min-width: 0; }
.calc-field label { font-weight: 700; font-size: 14.5px; }
.calc-vol-row { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 4px 12px; }
.calc-vol-out { font-family: var(--mono); font-size: 26px; font-weight: 600; letter-spacing: -0.03em; }
.calc-scale { display: flex; justify-content: space-between; gap: 12px; font-family: var(--mono); font-size: 12px; color: var(--muted); }
.calc-row { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 16px; margin-top: 22px; }

/* Range slider */
.range { --fill: 7.63%; -webkit-appearance: none; appearance: none; width: 100%; height: 28px; margin: 0; background: transparent; cursor: pointer; }
.range::-webkit-slider-runnable-track {
  height: 6px; border-radius: 999px;
  background: linear-gradient(90deg, var(--ink) 0 var(--fill), #CFCCBC var(--fill) 100%);
}
.range::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 24px; height: 24px; margin-top: -9px; border-radius: 50%;
  background: var(--lime); border: 3px solid var(--ink); box-shadow: 0 2px 8px rgba(10, 26, 20, 0.25);
  transition: transform 0.15s ease;
}
.range:active::-webkit-slider-thumb { transform: scale(1.1); }
.range::-moz-range-track { height: 6px; border-radius: 999px; background: #CFCCBC; }
.range::-moz-range-progress { height: 6px; border-radius: 999px; background: var(--ink); }
.range::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: var(--lime); border: 3px solid var(--ink); box-shadow: 0 2px 8px rgba(10, 26, 20, 0.25); }

/* Shared field styles (calculator + form) */
.input {
  display: block; width: 100%; min-height: 48px; padding: 11px 14px;
  font-size: 16px; line-height: 1.4; color: var(--text);
  background: #fff; border: 1px solid var(--field-line); border-radius: 12px;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.input::placeholder { color: #75817A; opacity: 1; }
.input:hover { border-color: #5F6B64; }
.input:focus { outline: none; border-color: var(--ink); box-shadow: 0 0 0 3px rgba(59, 116, 20, 0.28); }
.input:user-invalid { border-color: var(--danger); }
textarea.input { min-height: 104px; resize: vertical; line-height: 1.5; }
.select { position: relative; }
.select .input { -webkit-appearance: none; appearance: none; padding-right: 42px; cursor: pointer; text-overflow: ellipsis; }
.select::after {
  content: ""; position: absolute; right: 17px; top: 50%; width: 8px; height: 8px; pointer-events: none;
  border-right: 2px solid var(--text); border-bottom: 2px solid var(--text); transform: translateY(-70%) rotate(45deg);
}
.affix-wrap { position: relative; }
.affix-wrap .input { padding-right: 44px; }
.affix { position: absolute; right: 15px; top: 50%; transform: translateY(-50%); font-family: var(--mono); color: var(--muted); pointer-events: none; }

.calc-results {
  margin: 26px 0 0; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 1px;
  background: var(--line); border: 1px solid var(--line); border-radius: 16px; overflow: hidden;
}
.calc-results > div { min-width: 0; padding: 16px 18px; background: var(--cream); }
.calc-results dt { font-size: 13px; font-weight: 600; color: var(--muted); line-height: 1.35; }
.calc-results dd {
  margin: 6px 0 0; font-family: var(--mono); font-size: clamp(19px, 2vw, 23px); font-weight: 600; letter-spacing: -0.02em;
  line-height: 1.2; overflow-wrap: anywhere;
}
.calc-results .is-net { background: var(--ink); }
.calc-results .is-net dt { color: var(--ink-muted); }
.calc-results .is-net dd { color: var(--lime); }
.calc-bar { display: flex; height: 8px; margin-top: 18px; border-radius: 999px; overflow: hidden; background: var(--ink); }
.calc-bar-net { flex: 1; background: var(--ink); }
.calc-bar-fee { min-width: 4px; background: var(--lime-strong); transition: width 0.25s ease; }
.calc-legend { display: flex; flex-wrap: wrap; gap: 6px 18px; margin-top: 8px; font-size: 12.5px; color: var(--muted); }
.calc-legend > span { display: inline-flex; align-items: center; gap: 6px; }
.sw { display: inline-block; width: 10px; height: 10px; border-radius: 3px; }
.sw--net { background: var(--ink); }
.sw--fee { background: var(--lime-strong); }
.calc-break { margin: 16px 0 0; font-family: var(--mono); font-size: 12.5px; line-height: 1.6; color: var(--muted); }
.calc-break b { color: var(--text); font-weight: 600; }
.calc-fine { margin: 10px 0 0; font-size: 12.5px; line-height: 1.55; color: var(--muted); }

@media (max-width: 980px) { .pricing-grid { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 560px) {
  .plan, .calc { padding: 26px 20px; border-radius: var(--radius-lg); }
  .calc-row { grid-template-columns: minmax(0, 1fr); }
  .calc-vol-out { font-size: 22px; }
}
@media (max-width: 420px) { .calc-results { grid-template-columns: minmax(0, 1fr); } }

/* =========================================================
   7. TRUST & COMPLIANCE
   ========================================================= */
.trust-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.trust-card { min-width: 0; padding: 26px; background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-lg); }
.trust-ico { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; margin-bottom: 16px; background: var(--lime-soft); color: var(--accent-text); }
.trust-card h3 { font-size: 17.5px; margin-bottom: 8px; }
.trust-card p { margin: 0; font-size: 15px; color: var(--muted); }
.trust-card .mono { color: var(--text); font-size: 0.95em; white-space: nowrap; }
.trust-stripe { margin: 22px 0 0; font-size: 14.5px; color: var(--muted); }
.trust-stripe a { color: var(--accent-text); font-weight: 700; text-underline-offset: 3px; }

.policies {
  margin-top: 44px; padding-top: 36px; border-top: 1px solid var(--line);
  display: grid; grid-template-columns: minmax(0, 280px) minmax(0, 1fr); gap: 20px 40px; align-items: start;
}
.policies h3 { font-size: 20px; margin-bottom: 8px; }
.policies p { margin: 0; font-size: 14.5px; color: var(--muted); }
.policy-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 10px; }
.policy-list a {
  display: flex; align-items: center; justify-content: space-between; gap: 10px; height: 100%; padding: 14px 16px;
  font-size: 14.5px; font-weight: 700; line-height: 1.35; text-decoration: none;
  background: var(--paper); border: 1px solid var(--line); border-radius: 14px;
  transition: border-color 0.15s ease, transform 0.15s ease;
}
.policy-list a:hover { border-color: var(--accent-text); transform: translateY(-1px); }
.policy-list .ico { width: 16px; height: 16px; color: var(--accent-text); }

@media (max-width: 1000px) {
  .trust-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .policies { grid-template-columns: minmax(0, 1fr); }
  .policy-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 600px) {
  .trust-grid { grid-template-columns: minmax(0, 1fr); gap: 12px; }
  .trust-card { padding: 22px 20px; }
  .policy-list { grid-template-columns: minmax(0, 1fr); }
}

/* =========================================================
   8. FAQ
   ========================================================= */
.faq-layout { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.4fr); gap: 56px; align-items: start; }
.faq-layout .section-head { position: sticky; top: calc(var(--header-h) + 32px); margin-bottom: 0; }
.faq-layout .section-head a { color: var(--accent-text); font-weight: 700; overflow-wrap: anywhere; }
.faq-list { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item summary {
  list-style: none; cursor: pointer;
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
  padding: 22px 4px; font-size: 17px; font-weight: 700; line-height: 1.4;
  transition: color 0.15s ease;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: ""; flex-shrink: 0; width: 32px; height: 32px; border-radius: 50%;
  border: 1px solid var(--line); color: var(--text);
  background-image: linear-gradient(currentColor, currentColor), linear-gradient(currentColor, currentColor);
  background-size: 12px 2px, 2px 12px; background-position: center; background-repeat: no-repeat;
  transition: transform 0.2s ease, background-color 0.2s ease, border-color 0.2s ease;
}
.faq-item summary:hover { color: var(--accent-text); }
.faq-item[open] summary::after { transform: rotate(45deg); background-color: var(--lime); border-color: var(--lime); }
.faq-body { padding: 0 56px 24px 4px; font-size: 15.5px; color: #33433A; }
.faq-body p { margin: 0; }
.faq-body a { color: var(--accent-text); font-weight: 700; text-underline-offset: 3px; }

@media (max-width: 900px) {
  .faq-layout { grid-template-columns: minmax(0, 1fr); gap: 0; }
  .faq-layout .section-head { position: static; margin-bottom: 28px; }
  .faq-item summary { font-size: 16px; padding: 18px 2px; gap: 14px; }
  .faq-body { padding: 0 2px 20px; }
}

/* =========================================================
   9. APPLY — form + side panel
   ========================================================= */
.apply-grid { display: grid; grid-template-columns: minmax(0, 1.45fr) minmax(0, 0.85fr); gap: 24px; align-items: start; }
.apply-form { min-width: 0; padding: 36px; background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-xl); box-shadow: var(--shadow); }
.form-note { margin: 0 0 6px; font-size: 13.5px; color: var(--muted); }
.form-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 20px 18px; }
.form-group-title {
  grid-column: 1 / -1; margin: 10px 0 -6px; padding-top: 22px; border-top: 1px solid var(--line);
  font-family: var(--mono); font-size: 12px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--accent-text);
}
.form-grid > .form-group-title:first-child { margin-top: 0; padding-top: 14px; border-top: 0; }
.field { display: grid; gap: 7px; align-content: start; min-width: 0; }
.field--full { grid-column: 1 / -1; }
.field > label, .field > legend { font-size: 14.5px; font-weight: 700; line-height: 1.4; }
.opt { font-size: 13px; font-weight: 500; color: var(--muted); }
.hint { margin: 0; font-size: 13px; line-height: 1.5; color: var(--muted); }
fieldset.field { display: block; margin: 0; padding: 0; border: 0; min-inline-size: 0; }
fieldset.field > legend { padding: 0; margin-bottom: 10px; }
fieldset.field .hint { margin-top: 10px; }
.choices { display: flex; flex-wrap: wrap; gap: 10px; }
.choice {
  display: inline-flex; align-items: center; gap: 9px; min-height: 44px; padding: 0 20px;
  font-weight: 600; cursor: pointer; background: #fff; border: 1px solid var(--field-line); border-radius: 999px;
  transition: border-color 0.15s ease, background-color 0.15s ease;
}
.choice:hover { border-color: #5F6B64; }
.choice input { width: 18px; height: 18px; margin: 0; accent-color: var(--accent-text); }
.choice:has(input:checked) { border-color: var(--ink); background: var(--lime-soft); }
.field > .consent {
  display: flex; gap: 12px; align-items: flex-start; padding: 16px;
  font-size: 14.5px; font-weight: 500; line-height: 1.55; cursor: pointer;
  background: var(--cream); border: 1px solid var(--line); border-radius: 14px;
}
.consent input { width: 20px; height: 20px; margin: 2px 0 0; flex-shrink: 0; accent-color: var(--accent-text); cursor: pointer; }
.consent a { color: var(--accent-text); font-weight: 700; text-underline-offset: 3px; }
.form-submit { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 20px; margin-top: 24px; }
.form-submit .hint { flex: 1 1 260px; }

.apply-confirm { margin-top: 24px; padding: 22px; background: var(--lime-soft); border: 1px solid rgba(59, 116, 20, 0.25); border-radius: 18px; }
.apply-confirm h3 { display: flex; align-items: center; gap: 10px; font-size: 18px; margin-bottom: 8px; }
.apply-confirm h3:focus { outline: none; }
.confirm-ico { width: 32px; height: 32px; border-radius: 10px; display: grid; place-items: center; background: var(--ink); color: var(--lime); flex-shrink: 0; }
.confirm-ico .ico { width: 17px; height: 17px; }
.apply-confirm p { font-size: 14.5px; margin-bottom: 0; }
.apply-confirm a:not(.btn) { color: var(--accent-text); font-weight: 700; overflow-wrap: anywhere; }
.confirm-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; margin: 16px 0 14px; }
.copy-status { font-size: 13.5px; font-weight: 700; color: var(--accent-text); }
.apply-preview { min-height: 200px; font-family: var(--mono); font-size: 12.5px; line-height: 1.55; background: #fff; }

.apply-aside {
  position: sticky; top: calc(var(--header-h) + 24px); overflow: hidden; isolation: isolate; min-width: 0;
  padding: 32px; background: var(--ink); color: var(--ink-text); border-radius: var(--radius-xl);
}
.apply-aside::after {
  content: ""; position: absolute; z-index: -1; pointer-events: none;
  right: -50%; bottom: -40%; width: 460px; aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(198, 243, 107, 0.12), transparent 70%);
}
.apply-aside h3 { font-size: 19px; margin-bottom: 18px; color: #fff; }
.next-steps { list-style: none; counter-reset: next; margin: 0 0 30px; padding: 0; display: grid; gap: 18px; }
.next-steps li { counter-increment: next; display: grid; grid-template-columns: 30px minmax(0, 1fr); gap: 12px; font-size: 14.5px; line-height: 1.5; color: var(--ink-muted); }
.next-steps li::before {
  content: counter(next); width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center;
  background: var(--lime); color: var(--ink); font-family: var(--mono); font-size: 13px; font-weight: 600;
}
.next-steps strong { display: block; margin-bottom: 2px; color: var(--ink-text); }
.docs-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.docs-list li { display: flex; gap: 12px; align-items: flex-start; font-size: 14.5px; line-height: 1.5; }
.docs-list .ico { width: 20px; height: 20px; color: var(--lime); margin-top: 1px; }
.aside-note {
  margin: 24px 0 0; padding: 14px 16px; font-size: 13.5px; line-height: 1.55; color: var(--ink-muted);
  background: rgba(255, 255, 255, 0.04); border: 1px solid var(--ink-line); border-radius: 14px;
}
.aside-contact { display: flex; align-items: center; gap: 10px; margin: 20px 0 0; font-weight: 700; }
.aside-contact .ico { width: 18px; height: 18px; color: var(--lime); }
.aside-contact a { color: var(--lime); text-decoration: none; overflow-wrap: anywhere; }
.aside-contact a:hover { text-decoration: underline; }

@media (max-width: 980px) {
  .apply-grid { grid-template-columns: minmax(0, 1fr); }
  .apply-aside { position: relative; top: auto; } /* stays a containing block so its glow is clipped */
}
@media (max-width: 640px) {
  .apply-form { padding: 24px 20px; border-radius: var(--radius-lg); }
  .form-grid { grid-template-columns: minmax(0, 1fr); gap: 18px; }
  .apply-aside { padding: 26px 20px; border-radius: var(--radius-lg); }
  .form-submit .btn { width: 100%; }
  .apply-confirm { padding: 18px 16px; }
}